In June, we paid off another credit card! Whoo Hooo!
Here is where we are in our "Baby Steps"
1. Emergency fund - DONE! August 2007
2. Debt Snowball - working, scheduled to complete by January 2010 but we are working HARD to be done before then...hopefully WAY before then!
It does not seem like we have gone far but when you consider where we were in August 2007 when we took our first class, we have made leaps of progress. We are no longer on the brink of bankruptcy and we see a light at the end of the tunnel and feel more hope than ever before!
We are also going to be saving for a van to replace ours when needed. It is getting old but we are hoping to hold off a little longer...after all...it ONLY has 191,000 miles on it! :) I have mixed feelings about replacing it because it has been such a good van with very few mechanical problems but, as with all things in this life...they don't last forever.
We were coordinators for Dave Ramsey's Financial Peace University back during the spring and we are happy to announce the beginning of our second class. We learned a lot in our first session and we're excited to get started again and apply what we learned. This will be our second time "teaching" and our third time "in" the class. We will be starting in late August and finish right before Thanksgiving and the holiday shopping season. Please pray with us that this class will make great changes in the lives of the participants.